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Professional Mortgage Brokers
A professional Mortgage Broker is the best choice for first time home buyers. They are often familar with 100's of different loan programs, know where to find local funds for grant and bond programs to help with down payment assistance and have the flexibility to structure a lower interest loan. They know and understand the mortgage market, including various lender requirements. This allows them to provide you with tailored advice based on your unique financial situation.
This personalized approach means you’re more likely to find a mortgage product that suits your needs rather than a one-size-fits-all , take it-or-leave it solution offered by the big banks and you are likely to receive a personal cell phone number, text or DM from your Mortgage Broker so that you can reach out when you have a brain storm or a nagging question outside normal working hours.
The mortgage application process involves a considerable amount of documentation and paperwork. A mortgage broker can guide you through this process, ensuring that all necessary documents are completed accurately and submitted on time. From the pre-approval to closing, a mortgage broker provides support every step of the way. They can help you understand what to expect during the process, answer any questions, and troubleshoot any issues that may arise. This ongoing support can be invaluable, particularly for first-time homebuyers who may feel overwhelmed.
Sooooo.........Using a mortgage broker to purchase a home can provide you with numerous benefits, from expert guidance and access to a variety of lenders to personalized service and ongoing support. If you’re considering buying a home, partnering with a mortgage broker can simplify the process and help you secure the best financing options available. Make sure to do your research and choose a reputable broker who can assist you in achieving your homeownership dreams. Please note: When buying a New construction home the Builder often has additional perks for using their lenders.
The mortgage application process involves a considerable amount of documentation and paperwork. A mortgage broker can guide you through this process, ensuring that all necessary documents are completed accurately and submitted on time. From the pre-approval to closing, a mortgage broker provides support every step of the way. They can help you understand what to expect during the process, answer any questions, and troubleshoot any issues that may arise. This ongoing support can be invaluable, particularly for first-time homebuyers who may feel overwhelmed.
Sooooo.........Using a mortgage broker to purchase a home can provide you with numerous benefits, from expert guidance and access to a variety of lenders to personalized service and ongoing support. If you’re considering buying a home, partnering with a mortgage broker can simplify the process and help you secure the best financing options available. Make sure to do your research and choose a reputable broker who can assist you in achieving your homeownership dreams. Please note: When buying a New construction home the Builder often has additional perks for using their lenders.
Ron Cika -954-868-6881- Millenium Mortgage, LLC NMLS 317993 ron@milleniummortgage.com
John Mathews- (352) 630-7385 - Guild Mortgage NMLS 336095 john.mathews@guildmortgage.net
David Lurvey - (417) 619-2203 Edge Home Finance NMLS 410420 david.lurvey@edgehomefinance.com
Kevin Mark - (727) 497-6639 - VanDyk Mortgage NMLS 1573072 kmark@vandykmortgage.com
Mary Rhodes - (352) 383-3046 - The Mortgage Firm NMLS 354036 mary.rhodes@tmf.mortgage
If your debt-to-income ratio doesn't meet your lender's requirements, or if you have no credit, questionable credit, or bad credit, there are still options available to you. The secondary mortgage market offers opportunities for real estate buyers in situations like yours.
If this applies to you, it’s important to understand that having cash on hand is essential. For reference, you should aim to have at least $20,000 of your own money to invest in the purchase. This shows lenders that you’re committed to the process and provides them with a financial cushion in case of foreclosure.
In America, you can still make homeownership a reality, even with credit challenges! If you need help connecting with a secondary market facilitator, simply send me your name, email, phone number, and the county where you’re interested in purchasing a home, commercial property, or land.
If this applies to you, it’s important to understand that having cash on hand is essential. For reference, you should aim to have at least $20,000 of your own money to invest in the purchase. This shows lenders that you’re committed to the process and provides them with a financial cushion in case of foreclosure.
In America, you can still make homeownership a reality, even with credit challenges! If you need help connecting with a secondary market facilitator, simply send me your name, email, phone number, and the county where you’re interested in purchasing a home, commercial property, or land.
